Personal Savings Accounts
Topics covered include:
Great Ways to SaveIt’s never too early (or too late) to begin saving. And with Liberty’s accounts that suit your particular lifestyle and needs, you can Expect the Best® in savings!
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Whether you are looking for a competitive account to “park“ short-term liquid funds, need a competitive rate on a certificate of deposit, or want to help a special youngster get started with a savings program, Liberty National Bank has the savings products you need.
Our wide variety of savings accounts are even more valuable when paired with “companion service” such as Liberty National Bank’s Liberty Express® online banking. Our Liberty Express® service lets you transfer funds quickly and easily between your savings and checking accounts, and even inquire about your balance 24 hours a day, all from the comfort of your home or office computer. Ask a helpful Liberty National Bank associate to help you select the right account. We’ll be here for you.
Download the Savings Brochure.
Electronic SavingsOpen your Echecking and Esavings today.
ESavingsMust be opened through Opening Act
MONTHLY MAINTENANCE FEE:
Only $3.00 per month. Monthly maintenance fee is waived if you have an average balance of $300 and Estatements.
The Annual Percentage Yield (APY) is accurate as of March 5, 2020. Interest rate may vary after account opening.
Important Information about Opening a New Account To help the government fight money laundering activities and the funding of terrorism, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to your your driver’s license or other identifying documents.
Online account opening available to local market area residents only.
Money Market SavingsThe liquidity of a checking account with a competitive rate. FDIC insured for peace of mind in volatile markets. Expect the Best® from a Liberty Money Market account.
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Money Market Savings Account Interest Rates
Investment SavingsWhether you’re saving for a rainy day or a sunny vacation, our investment savings account is the “basic” account you need. Expect the Best®.
Investment Savings Account Interest Rates
Certificates of DepositCertificates of Deposit offer a reliable investment. Expect the Best® at Liberty National Bank.
Current CD Rates
Bonus 50 Christmas ClubLiberty’s Christmas Club Savings Account is great way to plan ahead for holiday expenses and get a little extra greenery! Expect the Best® personal savings options at Liberty National Bank.
Pick a weekly amount that you would like to set aside for your holiday savings. Make 49 payments and the Bank makes the 50th payment for you!
Stop by any branch to pick up an application.
Health Savings AccountsLooking for a way to save for your high-deductible health plan? A Health Savings Account from Liberty may offer tax advantages to qualified individuals.
Download the Health Savings Account brochure.
Health Saving Accounts, or HSAs, are tax-favored consumer savings arrangements for individuals covered by high deductible health insurance plans. HSAs were created by Congress to combat the rising medical costs providing an incentive for more consumers to pay “first-dollar” medical expenses. This account is like an IRA account, but it is distinctively designed for covering authorized medical expenses for the person who opens the account and his or her dependents.
Health Savings Accounts maintain their tax-free status if they are used for the following medical expenses:
What are the tax benefits of a HSA?Qualified individuals can enjoy significant tax benefits associated with paying qualified medical expenses. These benefits have similar characteristics to IRA accounts. A summary of HSA tax advantages is shown below.
Who is eligible?You are eligible if you: