Latest Information on our COVID-19 Response

At Liberty National Bank, the health and well-being of our customers, colleagues and communities are our top priority. This page will provide current information on changes to in-person banking and the ways in which Liberty National Bank will continue to provide excellent service to meet all your banking needs.

Stimulus Payment Information (January, 2021)

Here is information to help you know when your stimulus payment has been deposited in your Liberty National Bank account.
  • The Bank receives ACH deposits from the U.S. Treasury mid-morning. If your deposit hasn’t arrived by mid-morning, please check the next day. Deposit availability is also available on your online banking account.
  • To receive deposit alerts, please log on to your online banking and select the Options Tab, Alerts. You will then receive an alert when your deposit has arrived.
  • To check the status of your payment, please go to irs.gov/coronavirus/get-my-payment.

Paycheck Protection Program — Round 3

On Monday, December 28, President Trump signed a $900 billion COVID-19 relief bill, which includes funding for a third round of Payment Protection Program (PPP) loans.

Liberty National Bank will be fully engaged in this next round of PPP lending. We estimate that the SBA will begin receiving round 3 applications between January 15 and January 22. As was the case with the previous rounds of PPP loans, we are awaiting clear guidance from the SBA regarding certain details of the Program, and will provide regular updates as the rules are released.

The following is what we expect in PPP round 3:
  • A total of $248 billion in funding
  • Borrower’s total employment capped at 300
  • Eligibility based on revenue decline of at least 25% — top line revenue comparison between 2019 and 2020 1st, 2nd, 3rd quarters
  • A maximum of $2 million per loan for round 3
  • A maximum of an aggregated total of $10 million for rounds 1,2, and 3
  • Existing EIDL loan advance to be eliminated from PPP forgiveness — awaiting guidance from SBA regarding EIDL payments already netted from forgiveness
  • Simplified forgiveness for existing PPP loans of $150,000 or less, with blanket certification from the borrower
  • Borrower not required to have completed forgiveness from rounds 1 or 2 to qualify for round 3 loan
As additional clear guidance on the latest PPP requirements becomes available to financial institutions, we will keep you advised of current developments and will reach out to all existing customers to determine interest in this valuable resource.

Please contact your local Commercial Lender with any questions or clarifications.

Economic Impact Update

As we continue through the Pandemic, there are many resources available to help assist individuals and businesses through these times. We want to make sure you are aware of the options, including CARES funding and BWC dividends, that might be available to you. Go to this page for a detailed Economic Impact Update.

Lobbies Closed Effective November 16, 2020

Given the continued concerns around COVID-19 spiking and to help support community health management efforts, we are lobby access at our branch locations is by appointment only. We will continue to monitor health developments around COVID-19 and evaluate returning to lobby banking on an ongoing basis.

Request an Appointment for In-Lobby Banking

For services that require in-person attention, such as lockboxes, loan closings, or other services we are making appointments that meet safety and social distancing protocols. You can contact us at 419-673-1217 to set up an appointment, or request an appointment by email.

Please review these guidelines for in-person appointments before meeting with your banker:
  • Please cancel your appointment if you are feeling ill or have been exposed to someone who is ill.
  • Social distancing will be observed.
  • You will be required to wear a mask that covers your nose and mouth at all times. We will provide a mask if you do not have one.
  • We routinely clean and sanitize high-touch surfaces (like door handles, pens, desks, drive-thru canisters and ATM keypads). Hand sanitizer is available for you to use.

Contactless Banking Solutions

Liberty National Bank offers a wide range of services for both our Personal and Business customers that you can utilize without coming into our offices.
  From your Car From your Computer From your Smart Phone or Tablet
Make a Deposit Drive Thru; Night Drop — Mobile App (checks only)
Transfer Money ATM; Drive Thru Online Banking; Chat with Customer Service Mobile App; Call or Chat with Customer Service
Pay Loan Drive Thru; Night Drop Online Banking; MyLiberty Payment Portal Mobile App; Call Customer Service
Pay Bills — Online Banking; MyLiberty Payment Portal Mobile App; Call Customer Service
Get Cash Drive Thru; ATM — —
Find a Location Enroll in Online Banking Download the app for Android

Download the app from iTunes

Here is a complete list of services available via contactless methods:

How-to Videos for Online Banking Options

If you are not enrolled in online banking or haven’t tried our mobile banking app, now is the perfect time to put these digital banking services to work for you. It’s easy to get started and a great way to stay connected to your accounts. To help you get started with online banking options, Liberty National Bank has creating some short videos to help you get starting on topics from opening an account online to accessing mobile banking options.
Link to How-to Videos   How-to Videos

SBA Payment Protection Program Loan Forgiveness

We begin accepting applications for PPP Loan Forgiveness on August 24, 2020. If you have any questions about a new PPP loan request, please contact your lender or call us at 419-673-1217.

A Message from Liberty National Bank

A Message from the Bank President (.pdf)   Message from Ron Zimmerly, President, Liberty National Bank (.pdf) (Updated 11/23/2020)